What January Crunch?

By Joan Semanda. I’m no financial expert but at the start of January 2016 I promised myself that I would not go through another ‘January crunch’. I’d spent the 2015 festive season spending money like there was no tomorrow and, like the years before,...

Are You A ‘Tea Bag?’

Article written by Ibtihal Ahmed. Eleanor Roosevelt – one of America’s greatest First Ladies – once said, “A woman is like a tea bag; you never know how strong it is until it’s in hot water.” One cannot help but wonder how well this powerful quote...